Accidents on the Highway.

In the last article I dealt with claiming against an uninsured motorist. The Motor Insurers Bureau will deal with such claims under an agreement entered into with the Insurance Industry and The Government. In this article I will deal with the second agreement which deals with compensating victims injured as a result of an accident on the highway caused by an untraced motorist.

The Motor Insurers Bureau (MIB) operates as an Insurance of last resort by providing cover where the victim is injured as a result of untraced motorist (Untraced Motorist Scheme). Most people tend to think the agreement would only be for hit and run victims, however the scheme is much wider and covers liability for all RTA’s e.g. an injury caused by skidding on oil or debris dropped on the road where the debris has probably come from a motor vehicle.

Such victims would receive the same level of compensation that they would receive if claiming directly from the guilty motorist. Damages include a payment for personal injuries as well as loss of earnings, medical treatment, damage to clothing etc. The MIB would expect the accident to be reported to the Police. It is advisable that such claims be handled by a solicitor. Norman Jones is pleased to help in such claims.

Next month I will be writing about the illegal use of disclaimer signs seeking to exclude liability for personal injury and other disclaimer notices warning no money back for faulty goods.

Norman Jones, partner in the firm says “If a person is injured as a result of a road traffic accident, the victim should ensure the matter is reported to the Police, if not at the time then as soon as possible thereafter. Many MIB claims fail due to the fact that the injured party never reported the matter to the Police”.